![]() ![]() ![]() Mint gets straight to business by prompting you to connect your financial accounts. Intuit Mint review: Ease of useĪfter setting up an Intuit account (if you already have one from using one of Intuit’s other services, including TurboTax and QuickBooks - you’ll use that log-in). The first 15-minute session is free after that, the service has a two-session coaching package (each session up to one hour), and additional sessions may be added as needed. Intuit offers Mint Financial Coaching for speaking with an accredited financial expert about your financial health, spending habits, and more. The mobile app has links to Mint life, and a how-to-use tile that links out to Mint life, but that’s about it. The Mint life blog online has lots of articles and information, but you need to seek that out separately, outside of the service itself. Intuit Mint review: Available helpįrom within Mint, you’ll get very little in the way of guidance or financial education. Mint also supports tracking cryptocurrency investments. And it provides handy visuals for viewing and parsing trends for spending, income, assets, debts, and net worth. It can also track your subscriptions and bulk edit transactions. AlternativesĪpp-only banks such as Starling Bank and Monzo combine the logistics of a current account with the addition of handy budgeting features such as personalised spending analytics, the ability to separate your money into savings pots or spaces and automatic saving with spare change roundups as you spend.The service parses the data you’ve supplied into actionable and useful categories, providing a picture of your bills, transactions, credit score, budgets, goals, trends, and investments all under one-roof. Monthly £1 fee if you want to invest your money. Pros: Helps you to save with little effort, also allows you to round up your spare change and earn interest on your savings.Ĭons: Have to pay to get some features that other apps offer for free, such as goal setting and cashback. Plum offers more than one plan and its premium options also offer the opportunity to invest your money as well as earn cashback, set savings goals and create saving spaces to separate your money.Ĭost: Plum Basic – free Plum Plus – £1 a month Plum Pro – £2.99 a month (free 30-day trial with both). It lets you know if you could be overpaying on your regular bills and suggests ways to save money. Plum takes budgeting one step further and does the hard work for you as it uses artificial intelligence to automatically calculate an affordable amount to save based on your spending pattern. Plum uses AI to automatically calculate an affordable amount to save. There is no Financial Services Compensation Scheme protection for any money you hold on the prepaid account. Features such as rounding up your spare change and scheduled payments mean you can maximise your saving.Ĭons: Yolt does not allow for weekly paydays. Pros: Encourages you to set spending budgets. Once you have connected your accounts, Yolt allows you to track your spending, see upcoming transactions, create budgets and set saving goals. Yolt allows you to organise all of your accounts in one place and you can take things one step further by using its prepaid debit card for everyday spending. Desktop version also available.Ĭons: Takes time to set up and its automatic spending categorisation could be better. Pros: In-depth budgeting analysis with personalised categories based on your individual spending. The level of customisation in the app is ideal for those with accounts and investments across a range of providers. Money Dashboard also graphs your projected monthly spending with a predicted balance at the end of the month. ![]() These include customisable categories for your spending – for example, you may want to group together all payments for presents around Christmas – and the option to add accounts manually. Offers most of the same features as Emma Pro but at no cost. Cashback and rewards for spending with certain retailers such as the Body Shop, B&Q, Gousto, Boots and more.Ĭons: A bit gamified and the push to subscribe to Emma Pro can become annoying. Good for: Beginners and managing subscriptions.Ĭost: Emma – free Emma Pro – £59.99 a year, with the first seven days free. ![]()
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